Blog Etiquette

I write this blog fairly informally, but just to make a few things clear:

(1) I’m happy to post something which I think doesn’t have another outlet and might provoke some thought. Whether I agree with it completely or not is less relevant.  I don’t really mind long-winded comments, but other  readers might and your chances of being read become much higher if you stick to the point at hand and don’t include very wide-ranging analysis. It’s up to you. I don’t mind. But no one will read it and they may avoid the thread altogether.

(2) I censor material.  Comments that are explicitly racist or offensive to general categories of people in what I consider unreasonable terms will get cut. However,  if you hold objectionable views but phrase them in a reasonable and civil manner, I let them stand – since expressing unfavorable political views is partly the reason for blogging. In other words, if you write “you are a filthy wog bitch etc. etc.” – I don’t consider that political speech. If you write, “I think Asian women who advocate immigration from Asia are pursuing a racial agenda” – I will let that stand.

(3) Personal comments about me I prune as I see fit.  Females blogging in an informal way become vulnerable to all kinds of dangers and so I prefer to keep the blog impersonal.  Besides, my mum and dad read it.

(4) I no longer respond to email unless I am fairly certain about the person  who’s sending it. I do appreciate all mail and try to respond on the blog to email as well as to comments. But I have become cautious. The fact is over the last two years, I have been spammed, harassed, stalked, had my email hacked, had personal email posted on the web, had my blog broken into, and been impersonated, in at least one case.  Some  of this was because of supporting Ron Paul, some because of my writing on Zionism, some of it arose from my books, which created a whole ream of problems too complex to explain, and some arose from something I was trying to investigate on my own.

How To Fix the Economy (Ongoing)

 

A letter from Alan Jacquemotte.  He writes:

The following is in response to an interview of Mark Faber which can be found at http://www.lewrockwell.com/schiff/schiff12.html

And in the interview Faber says that the the inflation will FOLLOW the depression, not occur simultaneously. And that the depression may last as long as 10 years before the inflation kicks in.

So essentially what he is saying is that “things (prices) will go down for some indeterminate length of time…and then they will go up to higher than wherever they got down to”. Wow! Heavy stuff!

Anyway, whoever titled the piece is obviously “naming with an agenda”, just like the neo-cons do with their “wars” on drugs and “terror”. Very sad company in which to find yourself.

You, Schiff, Faber, et. al. should all just admit that: one, you were wrong about the inflation, and, two, that your model is flawed. Then start figuring out what is actually true.

You can start with this: before Cain (and his people) started “mixing labor” with the land, Abel (and his people) lived off that land and required free access to all of it to maintain their way of life. Having stolen Abel’s land, Cain’s descendants (that would be us) can never claim “just acquisition”, therefore there is NO “justly acquired” property. Not ever, not anywhere.
You can also figure out that even with gold-backed money we had fractional-reserve requirements on banks which is what leads to the leveraging that creates the booms and busts (and we had MANY devastating depressions while under the gold standard; gold’s main function has always been to make a currency unprofitable to counterfeit, but we have modern technology today that can do the same thing far less expensively).

If you had totally fiat currency (think “ration coupons”) and took out each month exactly as much as you put in (something we could easily do today with modern technology), you would NEVER have inflation, so obviously whether the currency is specie-backed or not is not what leads to inflation and is not the actual problem that has lead to the crash. The actual problem is that ALL land has been privatized by surrepticiously-owned governments (like our own) for the benefit of the surrepticious owners without those governments paying compensation to all the people whose free access to all of that land has been stolen, leading to a chronic condition of there being TOO LITTLE money around (which results in labor being kept as cheap as possible – again, to the benefit of our surrepticious owners). So the opening of the money spigot is just a necessity to keep the cash cows from having an uprising (ya know, like the one called “Shays Rebellion” that scared the banking interests enough to call for – and get – a rewrite the US Constitution).

The following plan addresses and conclusively handles the actual problem by completely revamping the economic resource distribution system that had been able to cover up the actual problem until today (flawed as it always been, the current distribution system passed as a workable system until cybernation technology began eliminating human employment faster than it could be created; the tipping point of human under-employment has been reached and the old system “is a goner”):

1. End the Federal monopoly on money and replace the Federal Reserve’s debt-money with US Government-printed “ration coupon” money backed by the combined property and wealth of the USA. (This new “money” could be completely electronic.)

2. Declare the U.S. National Debt “odious” and payable by the banksters and their representatives in Congress that ran up the tab for the benefit of themselves and their bankster bosses. (This goes all the way back to the 1787 Constitutional Convention, dominated by representatives of banking interests, which created the federal monopoly on money that flew in the face of the decades of economic stability provided by state-issued scrip; of Pennsylvania’s delegates alone, seven of eight, including Benjamin Franklin, were major stockholders in the Bank of North America, and three were BNA board members.)

3. Ration every legal resident $1000 per month of the new money with no qualification or strings attached. Everybody will be able to work and make as much additional money as they want. (For legal residents less than 18 years-old, half the amount should go into a trust, as below.)

In order to not incentivize “octomoms” (or any other prospective baby-farmers), beginning one year after implementation, the money ration of newborns should be held in trust until they reach age 18. The trustee of their account will be held jointly responsible (with their parents) for their proper care until they reach age 18.

4. All income-based federal taxation is replaced by an automaticaly-collected “economic infrastructure maintenance fee” of up to one percent on EVERY electronic debit transfer (whatever is required to keep prices stable; something less than one-half percent will probably prove sufficient). Like with the human body, as long as you take out as much as you put in, there is NO inflation. Cash and barter transactions will be federally untaxed and the U.S. federal government will “self-fund” with the new money. Besides eliminating the IRS and the inherent costs of “tax avoidance behavior”, this fee will also impede price distortions caused by market speculation.

5. The more decision points a system has, the more intelligent the decisions it can devise, therefore, in all other economic matters (besides the furnishing and regulating of liquidity rations “autonomically” by the federal government as described above), free market auction should be “the brain”; central planning is inherently stupid and always makes things worse.

As has been made obvious in recent days, mainly the administrators of a centrally-planned economy wind up helping themselves and their friends to the funds and credit in the national treasury at the expense of everyone else. “Regulation” merely provides the “false sense of security” necessary for the spider to get the fly to drop his guard.

Consequently we will need to get rid of every Federal law, policy or agency that discourages competition, unevenly distributes resources, or hides or socializes risk while privatizing profits (i.e., pretty much all of them), including all taxes on personal and corporate income and all personal and corporate subsidies (including all Minimum Wage laws, grants, tariffs, etc.).

6. Our current Constitution being “self-defining” (that is, the government gets to appoint the people who decide what the the words of the constitution actually MEAN; “self-definition” – also known as “lying” – is the defining characteristic of ALL National Socialists such as the German Nazis, and the American neo-cons, Federalists, and all other bank-backed U.S. political parties including today’s Republicans and Democrats), we will also need to replace the current U.S. Constitution with one with “some teeth in it”. For example, it should define all the terms it uses (like “person”) within the constitution itself rather than have those terms be totally subject to the political whim of the day.

Just for starters, the above plan will improve things regarding unemployment, poverty, crime, healthcare, urban blight, rural living affordability, childcare, etc., and will diminish incentives for crime, wars, illegal immigration, market volatility and speculation.

People in other countries will want to implement this plan once they see it working. We could offer statehood to countries that are willing to apply for it. (We already did this with Texas, so there is precedent.)

Everybody gets the same “bailout” amount, everybody pays the same percentage…and everybody’s balance sheet gets improved without specifically rewarding those who took the “free call option on rising real estate prices” bait.

Cars get sold or leased again and banks get people to whom to lend. On the other hand, no specific bailouts should be done just because a particular industry has costs that are too high for them to be market-competitive, and weak or broke banks and companies need to be bought up by the few still-strong ones or by private equity (rather than by the government).

Simple, fair, effective…and we will keep on “trending down” until something like it gets implemented.

Alan

P.S. The above may require the creation of a new political party that runs candidates who back this plan and who also DO NOT TAKE ANY MONEY FROM ANYONE. The party will have to handle all campaign expenses. If a politician takes “a little money” where does it stop? If we ever want to get our political system back, voting for people that “do not take money at all” has to become “the thing to do”. The only way we can expect to compete with the banks is by changing the game.

My Comment

OK…this will have to take place between dragging some machinery around and some house guests…so I will put things down as they occur. Before looking at specifics, just two philosophical “wonderings”:

1. I have a problem with anyone thinking “the economy”can be fixed.. Nothing wrong with a term like “economy” as a useful shorthand for a complex whole but grossly misleading if it allows us to think we can “fix” it. This relates back to the post Mike Martin sent about thinking of the economy as a machine rather than an ecological system.

2.  I also wonder if the assumption that anyone has to fix what’s happening isn’t mistaken. Things can get better on their own without programs or plans on a macro level. That is, the problems we might end up creating with any program might be worse than what we would have without them.  I think a micro approach is a better (and more individualistic) approach.  That is, each person finds the best way to empower themselves, using existing tools and resources…..

3. Undo, before do...

More later on the specifics.

OK, Lila here.

Just found a good weight machine for $250. The seller was going through bankruptcy, job loss and other misfortunes, which I will refrain from making the subject of a blog post. I felt for him and at the same time was rubbing my hands in childish glee at the bargain I’d got (actually, he wasn’t selling at a loss, either, so my guilt was wasted. He’d paid exactly the same sum two years ago, had never really had time to use it, and now needed the money more than the machine).

The point of this digression is to show you that even a simple transaction can be seen in a number of ways – depending on where you’re standing. Think about it.

1) Obviously, his need was my gain.

2) Obviously, also, my gain did not subtract from his well being, but added to it; it improved his situation.

3) Not only that, it oiled the wheels for a future win-win transaction between us, since I feel well disposed toward him and also – quite unnecessarily – irrationally guilty to be taking something from him, even if I’m paying for it. That guilt means that when I start on an upcoming project, I will almost certainly turn to him for help.

3) Now I probably wouldn’t have thought of using someone for this project at all, if I hadn’t made a good deal now. That wouldn’t be because I didn’t have the money or didn’t need the extra help, but because it’ s human nature to restrict expenditure when things look bad. I’d have felt (again, irrationally) that I should be doing things myself and saving. But having already saved on this transaction, I’d feel I’d “made out” and that little impetus would encourage me to reward myself with a treat – a little extra help……which translates into work for an unemployed man. He, in turn, feels better for having parted with something without making a profit on it and eases up on any slight resentment he might be feeling (also, irrationally) toward me.

So what does this have to do with anything?

Just this. Even the smallest transaction is a complex affair.  Even when it’s engaged in with as much rational self-interest as human beings can muster,  it’s fraught with irrational consequences. The repercussions can hardly be foreseen, being so complex and extensive.  Now think of the huge, unbelievably convoluted set of events in the financial world today, and it’s fairly certain that any sense we might have of where things will go from here has to be haphazard…..and any plan or program to change it even more so…..and any assurance that the change will be to the good fleeting at best…

( Despite the negative response it seems to be provoking  and despite my own caveats, I still think this scheme has some merit. I might be wrong, of course, or simply ignorant of all the implications).

Last update: OK –  I think this has become rather convoluted, so I’ll take it to a new post….

Rutherford Show April 6, 12: 30 est

I’ll be talking to Dave Rutherford today   (Monday April 6th at 12:30 pm Eastern Time) on the Rutherford Show on Corus Radio Network, which is the CNN Radio Affiliate in Canada, about civil unrest during the economic downturn, based on an article that ran in a Canadian newspaper.

http://business.theglobeandmail.com/servlet/story/RTGAM.20090326.wunrest26/BNStory/Business/home

 

The Rutherford Show

403.444.4357

www.am770chqr.com and www.630ched.com

 

FBI Not Going After the Lenders

In the news today:

“There was the appearance of fraud or misrepresentation in almost every file,” Fitch Investors declared in late 2007 after reviewing nonperforming subprime MBS (the same stuff they, S&P and Moody’s rated triple-A).

Black estimates there are as many as 500,000 cases of mortgage fraud that need to be investigated. Furthermore, such extensive mortgage fraud led to accounting fraud, which led to securities fraud at any/all publicly traded mortgage lenders. As with the FBI, the SEC was “completely ineffective” in stopping such crimes, much less investigating them now, he says.

“Among the biggest mortgage lenders, IndyMac was put into FDIC receivership, Countrywide was acquired by Bank of America, Golden West was acquired by Wachovia, and WaMu was ultimately acquired by JPMorgan.

This is relevant because the government’s current practice of keeping banks’ senior management and boards intact (unlike, say GM’s) is effectively prohibiting any investigation of possible (likely) wrongdoing at those firms.

It is for these reasons Black says the FBI’s current level of 800 cases per year is “no longer symbolic prosecutions, it’s shambolic prosecutions….”

More here.

Comment

Why isn’t  the FBI on the case? Why don’t we have criminal convictions at a higher level? Note: 80% of the fraud is not from the borrowers, they say, but from the lenders. 

This is exactly the point I made arguing against nationalization. All it does is prevent investigation. And it makes the government (i.e., the public, that is, you) responsible for the banks’ losses.  Stick your fingers into your ears and close your eyes and don’t listen to the siren call of the state…..offering anything...forget it.

Kagawa of Japan On Pulpit Versus Practice

“There are theologians, preachers and religious leaders, not a few, who think that the essential thing about Christianity is to clothe Christ with forms and formulas. They look with disdain upon those who actually follow Christ and toil and moil, motivated by brotherly love and passion to serve. . .They conceive pulpit religion to be much more refined than movements for the actual realizations of brotherly love among men. . The religion Jesus taught was diametrically the opposite of this. He set up no definitions about God, but taught the actual practical practice of love.”

— Kagawa,  Japanese missionary of the slums

Comment

Kagawa was a socialist and a Christian. He said he was a socialist because he was a Christian.  I respect this socialism, because it’s not funded by the state but came from his own heart and hands, his own sacrifice. That’s real charity. And it’s a world away from the comfortable lives of professional activists and foundations, however well intended.

Monbiot On Choosing Life

“The third approach is tougher, but just as valid. It is followed by people who have recognised the limitations of any form of engagement with mainstream employers, and who have created their own outlets for their work. Most countries have a number of small alternative papers and broadcasters, run voluntarily by people making their living by other means: part time jobs, grants or social security. These are, on the whole, people of tremendous courage and determination, who have placed their beliefs firmly ahead of their comforts. To work with them can be a great privilege and inspiration, for the simple reason that they – and, by implication, you – are free while others are not. All the money, all the prestige in the world will never make up for the loss of your freedom.

So my final piece of advice is this: when faced with the choice between engaging with reality or engaging with what Erich Fromm calls the “necrophiliac” world of wealth and power, choose life, whatever the apparent costs may be. Your peers might at first look down on you: poor Nina, she’s twenty-six and she still doesn’t own a car. But those who have put wealth and power above life are living in the world of death, in which the living put their tombstones – their framed certificates signifying acceptance to that world – upon their walls. Remember that even the editor of the Times, for all his income and prestige, is still a functionary, who must still take orders from his boss. He has less freedom than we do, and being the editor of the Times is as good as it gets.

You know you have only one life. You know it is a precious, extraordinary, unrepeatable thing: the product of billions of years of serendipity and evolution. So why waste it by handing it over to the living dead?”

George Monbiot

Feds Getting Their Hands On Madoff’s Bull

Most damning may be Galvin’s allegations that Madoff prepared top executives at Fairfield in 2005 on how they should respond to federal securities regulators‘ questions about him. The move came after a whistleblower told officials that he suspected Madoff was running a fraud.

“Obviously, first of all, this conversation never took place, Mark, OK?” Madoff told Fairfield Greenwich General Counsel Mark McKeefrey and Chief Risk Officer Amit Vijayvergiya, according to a transcript Galvin included in his complaint.

At one point on the call Madoff tells the men: “I mean, the idea is that it’s — is that we’re not the one that’s making the decision how much to — I mean, you know – you know, we’re not the one that’s operating the fraud.”

A spokesman for Fairfield Greenwich said the firm is reviewing the complaint and has no immediate comment.

“These are obviously very serious allegations when one starts accusing parties of colluding with respect to coordinating testimony to give to the Securities and Exchange Commission,” said Brenda Sharton, who works on Madoff-related cases as a partner at law firm Goodwin Procter.

Galvin, one of the first state regulators to pursue the Madoff case aggressively, has long been concentrating on the so-called feeder funds and said he was looking at others as well.

His lawsuit came one day after a Connecticut judge froze the assets of Madoff’s sons and five top hedge fund industry officials, including three Fairfield Greenwich executives.

Also on Wednesday, U.S. officials seized Madoff’s 56-foot fishing yacht, named “Bull,” in Florida…”

More here.

US Regulators take over US Central Federal Credit Union

  “Regulators seized the top clearinghouse for U.S. credit unions, citing a critical deterioration in the finances of the provider of services to thousands of retail credit unions.

The National Credit Union Administration (NCUA) took control of U.S. Central Federal Credit Union, a huge wholesale credit union with about $34 billion in assets based in Lenexa, Kansas.

It also seized Western Corporate (WesCorp) Federal Credit Union of San Dimas, California, another corporate credit union with $23 billion in assets.

Stress tests of corporate credit unions had uncovered an “unacceptably high concentration of risk” at these two institutions, the regulator said in a statement.

The immediate costs of the takeover are coming out of a $7 billion industry-maintained insurance fund, but will mean higher premiums levied on retail credit unions.

The action highlighted strains in the nonprofit banking sector that has recently been touted as a source of new lending, even as many for-profit banks limit their lending and receive billions of dollars of taxpayer-funded capital injections.

U.S. regulators also seized another three small banks on Friday, bringing the total to 20 so far this year….”

More at Reuters

Madoff Fraud In Europe Has Criminal Implications

“Ward said U.S. prosecutors were working with law enforcement authorities in other countries, including the Serious Organized Crime Agency in London.

She said there were “criminal implications” involved in Madoff’s international securities business. The judge did not immediately decide the issue….”

More here.

Madoff’s accountant Friehling (of Friehling & Horowitz) has been charged with creating sham audits and falsely testifying that they were up to professional standards. He faces a jail sentence of upto 105 years. Madoff faces upto 150 years.

Comment

Well, we already knew that. Question: what’s the difference between crime and serious crime?

Modern Economics Masquerading as Hard Science

“The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel (Swedish: Sveriges riksbanks pris i ekonomisk vetenskap till Alfred Nobels minne), sometimes referred to as the “Nobel Memorial Prize in Economic Sciences”, is an award for outstanding contributions in the field of economics and is generally considered one of the most prestigious awards in that field.[1] It is commonly referred to as the Nobel Prize in Economics[2] and it is identified with the Nobel Prizes, although it is not one of the five Nobel Prizes (in Physics, Chemistry, Physiology or Medicine, Literature, and Peace) which were established by the will of Alfred Nobel in 1895.[1][3][4][5][6] The Prize in Economics, as it is frequently referred to by the Nobel Foundation, is a prize established and funded by the Bank of Sweden, in memory of Alfred Nobel. It was instituted in 1968 on the 300th anniversary of Sveriges Riksbank (the central bank of Sweden, sometimes called the Bank of Sweden or the Swedish National Bank).”

So says wiki.

Notice that the prize is actually an award made by a central bank.